Skip to main content

Para sa Pamunuan ng SSS, GSIS, BIR, Pag-ibig, at PhilHealth

Kada pagpasok ng taon, marami ang nahihirapan sa ating mga kababayan na tinatawag na M sa MSME (micro, small, medium enterprises), o mga "micro" na ayon sa DTI ay 88.77% (850,127) sa total ng MSME establishments sa buong bansa. 

 

Mahirap intindihin itong sitwasyon ng mga micro, kahit pa sabihin na tutulungan ng gobyerno dahil out-of-touch sa reality ang mga gumawa ng policy at mga nagpapatupad nito. Halimbawa ang Republic Act No. 9178 o BMBEs Act of 2002, na ayon sa DTI, "a micro enterprise is referred to as any business entity or enterprise engaged in the production, processing or manufacturing of products or commodities, including agro-processing, trading, and services whose total assets, excluding land, shall not be more than P3 million."

Dito pa lang sa definition ng micro na kulang P3 million ang pondo nito, nakakalito na. Dahil sa totoong buhay, huwag lang hindi may maikakalakal ang Pinoy, makatulong lang sa pangkabuhayan, magne-negosyo na yan. Karamihan ng mga pinipilit ng mga ahensiya ng gobyerno mula local government unit hanggang sa Bureau of Internal Revenue, halos beinte hanggang singkwenta mil pesos lamang ang puhunan o umiikot na pondo, pero kung ipitin nila sa clearances, akala yata ng mga policy-makers at implementers, kakayanin ang mga lutang na pinapabayaran nila!

Kung kaya ilalathala namin ang sulat ng isang maliit na nagnenegosyo para maintindihan ng ating mga ahensiya na kailangan nilang itugma ang mga ILUSYON nila sa KATOTOHANAN para hindi kawawa ang ating mga micro enterprises.

I am writing as a member of the MICRO small enterprises operating irregularly due to the lockdowns, travel limitations, and other reasons.

May I request to indemnify my failure to pay membership / tax / other dues for
  • SSS
  • PhilHealth 
  • BIR
  • Pag-ibig

last January 2021 to December 2021 due to
  1. lack of income or insufficient for day-to-day operations and costs.
  2. your cut-off times/ closed days which are unknown by the public causing us man-hour, labor, transportation, and others
  3. transport, lockdown, and many other reasons due to impositions of IATF & government.

As you fully understand, being a Crafts & Gift shop BARELY meets the 1/30th DTI definition of microenterprise as "A typical micro business is a business that employs nine people or fewer, with assets of ₱3 million and below.", we hardly have sales daily or even for days and weeks to cover for rental, electricity, communication, and operational costs.

May I assume payment starting this January although I can only pay VOLUNTARILY considering the LOCKDOWN and other incidences as per IATF mandate...

Your kind consideration, timely action, and response are of essence considering penalties against us always ready at your disposal.


Thank you!
--

Ipinadala ito sa iba't ibang ahensiya ng gobyerno, baka-sakaling maintindihan nila kung ano ang sitwasyon at realidad. Ang reklamo pa ng ating mga maliliit na negosyante,

 

"AKALA nila ang yaman lahat ng mga nagnenegosyo. Kaya kami nagnenegosyo, para makaraos at mabuhay nang disente, pero hindi ibig sabihin, malaki na ang pera at kinikita namin at afford na namin ang mga ini-impose nilang yearly, monthly, at quarterly na mga bayaran!"

Dagdag pa ng mga ito, hindi naman na nila inaasahang mapakinabangan pa nila ang mga dues na binabayaran nila sa SSS, Philhealth, o Pag-ibig. Magpapasalamat na lamang sila kung meron nga, pero sa ganang realidad, ayaw lamang nila basta na lamang i-pad-lock ng BIR o ng munisipyo ang kanilang negosyo dahil lamang sa mga napakaraming clearances na hindi maibigay sa kanila dahil nga wala silang pambayad sa mga ito.

Kahit wala akong utang sa kanila, ayaw nilang magbigay ng clearance, TAMA PA BA 'YAN, e pera ko nga 'yong hawak nila???

ang tanong ng iba pang mga maliliit na negosyante. Napaka-importante kasi ng business or mayor's permit na siya lamang batayan sa patuloy na operasyon at saka pagkuha ng mga benepisyo, kung meron man, para sa ating mga maliliit na negosyante. Kaya naman, kahit hirap, ay pinipilit nilang magkaroon ng yearly mayor/business permit.

ATTN: ERIC O. MANESE (OIC), BIR Tax Exemptions, meron po ba kayong ibang contact details tulad ng email? Madalas po kasi, hanggang ring lang ang mga telepono ninyo. Salamat po!

Labels:

Comments

Post a Comment

Popular posts from this blog

Prosecutor to Farmer: Respond to Subpoena Now!

With the knowledge that farmers or the masses have no means to get good defense lawyers (except from the Public Attorney's Office or PAO whose officers hardly follow the examples of Attorney General Persida Acosta) fast, if they ever get one at all,  Deputy Provincial Prosecutor James Gerald R. Florendo issued the subpoena below requiring respondent - a farmer from the rural barangays of Santo Domingo in Ilocos Sur, to respond to the accusation of cyber libel, the same day that the farmer received the subpoena delivered by the police in Wednesday, January 7, this tear   The respondent was required to answer the allegations of the town's Municipal Agricultural Officer (MAO) Randy Jose Reburon who filed the case. Apparently, the comment in a social media post "John Park, brother... Please let us help each other... let us make a complain letter . I should be ashamed because the MAO is from our barangay. But there are a lot of complaints. He is ignoring us. he even defies the ...
Post a Comment
Read more

Built a Nation, Abandoned by It: The Silent Battle of the Jeepney Pioneer

Francisco Motors Corporation  (FMC) is one of the country's pioneering jeepney builders. Over the years, FMC transitioned from refurbishing war-era jeeps to designing its iconic models, including its modern electric jeepney launched around 2018. FMC’s modern electric jeep costs around ₱985,000/unit— far cheaper than government-endorsed modern jeepneys priced between ₱1.3 and 3 million. 85% locally built (body, motor, chassis); batteries still imported, but for the first 1000 units only. These modern jeeps are designed with urban routes in mind, offering a 150 km range (approximately five trips) and utilizing 50 kWh batteries, which can be charged via the CCS2 standard. As add-on options, the package includes modern features: AC, CCTV, GPS, cashless fares, wheelchair ramps for PWDs, speed limiters, and emergency exits—while keeping the classic jeepney aesthetic. Although FMC produces affordable, culturally resonant units, several obstacles hinder its inclusion in the governmen...
Post a Comment
Read more

Why This Café Is the Next Big Franchise Opportunity for the New Generation

  The name “I Want Cofi” was inspired by a simple, everyday craving—the moment when you want something comforting and familiar. While coffee is at the heart of the brand, I Want Cofi was created to be more than just a coffee shop. “It’s a journey in every cup.”   At first glance, the cafe may appear as a cute dessert spot where you can hang out and relax. Nonetheless, upon closer inspection, IWantCofi Maginhawa operates a single storefront service similar to one of the Philippines' largest fast-food restaurants.   You can order at the counter, scan its QR code, use the automated machines, all of which offer several options for your convenience, or use the QR code on our visual with the IWC Maginhawa logo and address on the lower right of the photo. It's current, trendy, technological, and intuitive!   Definitely, it's a new storefront with character!   IWantCofi Maginhawa is also a fast-food-inspired café enterprise committed to a specific miss...
Post a Comment
Read more